Expert Mortgage Solutions for Every Stage of Life.
Your Trusted Resource Since 1995
Whether you're buying, refinancing, or building, we’re here to help you unlock the door to your dream home.
Experience
the Difference
Redding, CA Mortgage Solutions
At Fairway Independent Mortgage, we believe that financing a home is more than just a transaction—it's a milestone. Whether you're purchasing your first home or refinancing, we are committed to finding the best loan options with competitive rates and terms to meet your unique needs. From application to closing and beyond, we will be with you every step of the way.
96% Customer Satisfaction
Top-rated customer service.
$129.4 Billion in Loans
Trusted by clients nationwide.
Top 10 Retail Lender
Recognized for loan volume.
Over 12k Care Packages Donated.
Giving back through Fairway Cares.
Over 700 Branches Nationwide
Accessible across all 50 states.
30-Day Closing Average
Fast, efficient loan processing.
*Hypothetical monthly mortgage payments reflect hypothetical principal and Interest amounts rounded to the nearest dollar amount and do not include estimates for insurance, taxes, or other possible fees. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer.
Calculate your monthly payments easily with our interactive mortgage calculator.
Our Services
Your Path to Homeownership Starts Here
Purchase Loans
Secure financing for your new home with competitive rates and personalized options.
Refinance Loans
Lower your interest rate, reduce monthly payments, or tap into your home’s equity.
Conventional Loans
A reliable, flexible option for well-qualified borrowers with straightforward terms.
VA Loans**
Exclusive benefits for veterans and active-duty military, including no down payment.
Renovation Loans
Finance improvements and repairs with a loan tailored to renovation projects.
*USDA Guaranteed Rural Housing loans subject to USDA-specific requirements and applicable state income and property limits.
**A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits.
Meet Your Loan Officer
Byron Pontoni has been helping families navigate the mortgage process since 1995. His approach is simple—treat every client with the care and attention they deserve, just as he would with his own family. With a deep understanding of the mortgage industry and a passion for people, Byron works tirelessly to ensure his clients feel confident and supported in their homebuying journey.
Byron Pontoni
NMLS
#1027407